Employer-Sponsored Coverage

Employers offer many of types of health coverage options such as: group insurance, Health Reimbursement Accounts (HRAs), supplemental plans, flex spending accounts to use with a health plan, or COBRA.

With all of this variety, you might wonder if you should enroll in your employer plan, or shop with Covered California instead. In most cases, your employer offer is your best bet. In fact, if your employer offer is considered affordable and minimum value by federal standards, you won’t qualify for financial help with a Covered California plan. Browse this section to learn more about employer coverage and whether you qualify for financial help.