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Covered California Health Plans  

Our health plans come in four metal tiers. They have different costs for premiums and services — but the same great benefits. 

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Bronze
Premiums LOWEST
Out-of-Pocket HIGHEST
60% coverage
Lower monthly premium if you qualify for financial help. Learn More arrow_forward
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More Savings
Silver
Premiums LOWER
Out-of-Pocket MODERATE
70 to 94% coverage
Lower monthly premium if you qualify for financial help. Learn More arrow_forward
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No Deductibles
Gold
Premiums HIGHER
Out-of-Pocket LOWER
80% coverage
Lower monthly premium if you qualify for financial help. Learn More arrow_forward
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No Deductibles
Platinum
Premiums HIGHEST
Out-of-Pocket LOWEST
90% coverage
Lower monthly premium if you qualify for financial help. Learn More arrow_forward
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COVID-19 Care Is Available in all Tiers

TESTING $0
VACCINATION $0
DIAGNOSIS Covered*
TREATMENT Covered*
To learn more or be notified about the COVID-19 vaccine:

* For some plans, there may be costs like copays, coinsurance and deductibles for diagnosis and treatment.

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Covered California and Medi-Cal use the same application. That means that once you apply, you’ll find out which program you qualify for. Some households qualify for both.

How Covered California Works

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What is Covered California?

Brand-Name Insurance

Both Covered California and Medi-Cal have plans from well-known companies.

Help With Costs

It’s the only place to get financial help to pay for your health insurance.Medi-Cal has free or low-cost coverage if you qualify.

COVID-19

All plans cover treatment and vaccines for COVID-19.

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More Savings Than Ever

More Financial Help Has Arrived

The American Rescue Plan is making health insurance even more affordable, and Covered California is the only place to get these savings.

Will I get financial help?

Most likely, yes! Many people with higher incomes now qualify for financial help, and people who make less will get even more savings than before.

How much will I get?

Use our nifty financial help calculator to see how much you’ll save. See what counts as household income.

How long will this last?

These savings will only last through 2022, so don’t wait to sign up.

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How to Get Covered

Explore

Discover the programs and benefits available to you.

Apply

Select the plan that’s right for you. Apply online, in person, or by phone.

Enjoy

Keep you and your family safe and healthy during the pandemic.

What is Covered California?
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Help With Costs

It’s the only place to get financial help to pay for your health insurance.Medi-Cal has free or low-cost coverage if you qualify.

COVID-19

All plans cover treatment and vaccines for COVID-19.

More Savings Than Ever

More Financial Help Has Arrived

The American Rescue Plan is making health insurance even more affordable, and Covered California is the only place to get these savings.

Will I get financial help?

Most likely, yes! Many people with higher incomes now qualify for financial help, and people who make less will get even more savings than before.

How much will I get?

Use our nifty financial help calculator to see how much you’ll save. See what counts as household income.

How long will this last?

These savings will only last through 2022, so don’t wait to sign up.

How to Get Covered
Explore

Discover the programs and benefits available to you.

Apply

Select the plan that’s right for you. Apply online, in person, or by phone.

Enjoy

Keep you and your family safe and healthy during the pandemic.

Coming Soon

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Oct. 31 Deadline for Coverage Beginning Nov. 1 Sign up by Oct. 31 for a health plan that starts the following month.

Health Insurance Companies

These companies meet all the state and federal requirements for health plans, plus additional standards set by Covered California. Visit their websites for up-to-date COVID-19 information.

Health Insurance Companies

These companies meet all the state and federal requirements for health plans, plus additional standards set by Covered California. Visit their websites for up-to-date COVID-19 information.

Once you’ve joined, here’s what you should know.

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Ready to care for your health?

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Need help applying?

You can get help from a certified enroller right away. It’s always free and confidential. Talk to someone about your options and have them guide you through the process. You can enroll in person, by phone or online.

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Help is available in more than a dozen languages.

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