Who Is Eligible

Eligibility Guidelines

You are eligible for Covered California for Small Business if:

  • You have at least one but no more than 100 eligible employees and meet certain contribution and participation requirements.
  • You have at least one employee who receives a W-2.
  • The majority of your eligible employees live in California.

You are eligible for Covered California for Small Business if you have 100 or fewer full-time-equivalent employees.

If you are a sole proprietor, with no W-2-receiving employees, you may be eligible to purchase coverage through Covered California’s individual marketplace. Apply here.

For questions about CCSB eligibility, please contact covered California for Small Business at (844) 332-8384, Monday through Friday between 8:00 a.m. and 5:00 p.m., or email smallbusiness@covered.ca.gov.

FTE Calculator

Employees who are not eligible for coverage include those employees who work less than 20 hours per week, receive a Form 1099 or are seasonal or temporary employees.

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